1. Personal Social Security number(s)
2. Income information which should comprise of your salary, commissions, dividends, overtime, bonuses, retirement, interest, and various other source of ongoing income
3. Your home address(es) for the last two years
4. Employment information for the last two years which should comprise of employer name, phone number and address.
5. Your liquid assets which should include the bank name, balance, account type, and source of down payment
6. Your other assets like the value of bonds, stocks, retirement funds, life insurance, automobiles, jewelry, and various others.
7. The list of your real estate owned which may comprise of your property address, outstanding liens, market value, mortgage payments, rental income, taxes, insurance and maintenance dues.

Once you get the loan, it’s sensible to use in wise manners. Don’t spend it on your personal ‘wants’ because you’ll later on find out that you’re trap in a deeper problem. Most people would fall on this trap; they’ll become too excited in using the money that they failed to realize that the time will come that they require to repay what they’ve got. It’s best to think first before spending and analyze the situation first if you really require to spend some money.
Don’t be an impulse buyer; you’re better than these kinds of people.

Also, never ever escape payment schedule. If you’ve to tighten your belt first so your monthly budget will be enough to get you through another month then do it. Remember that loan companies will charge interest. You should avoid this because finally, you’ll realize that you’ve spent a big deal of money just by paying interest rates. If you’ve to budget your monthly expenses then don’t think twice.